Attention homeowners: Real estate appraisal services for in Waddell and Maricopa County

Check out the top seven reasons why AZ homeowners use Ascent Valuations, LLC:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge Maricopa county's assessment of your propertyvalue
Remove PMI to lower a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a AZ divorce, when property needs to be divided
Settle an estate in AZ by determining the true market value of real estate in question

Do you own a home in or near Waddell? Do you need help deciding the price of your real estate?
Contact Ascent Valuations, LLC.

We at Ascent Valuations, LLC understand the particular needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Ascent Valuations, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Ascent Valuations, LLC is experienced in helping people just like you rid yourselves of unneeded PMI insurance.

Challenging Maricopa county's assessment of your property

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from Ascent Valuations, LLC is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Ascent Valuations, LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Ascent Valuations, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.